Financial

Is a Financial Adviser a Necessity or a Luxury?

The market for traditional financial advice is shrinking. In the US, the average age of a financial adviser is 55 – just ten years away from retirement. This has led pundits to predict that the industry will go through a process of slow decline as these experienced advisers reach retirement …

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How to Save Money on Taxes while Selling a Property 

Filing taxes is a disheartening yet unavoidable part of life. Letting go of your hard-earned money is no easy task, especially when you have some serious cash coming in from the sale of a property in a tight real estate market. Fortunately, there are indeed some creative ways to turn around …

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Why Can’t a Bank Fund a Loan?

Banks are an interesting bunch.  In the old days you knew your banker and you could walk in and get a loan.  Those days are over.  Now loans are underwritten in an offsite location by a robot with little local input.  Either the loan fits in the pretty box or it doesn’t. …

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How to Maximise ROI on Property Investments

Property has always been boasted as a profitable investment, for good reason. Falling outside of traditional investments in stocks and bonds, property has proven to be both a resilient and profitable investment that many investment introducers such as FJP Investment choose to favor. In large this is because of the …

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What Is The Difference Between A Bookkeeper And An Accountant?

People who are just starting a new business may find it difficult to keep track of all the things that should be done as well as various functions and responsibilities that people in one company have. Some people simply start piling up the work on themselves, which is probably not …

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Contactless Payment: A Revolution in the Banking Sector!

Let’s be honest, it is psychologically painful to part with our cash. After all, it is the fruit of our sweat and blood. However, just like many other things, technology has provided a solution for anesthetizing this psychological pain too. With the introduction of credit cards, the payments have turned …

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How Much Can I Borrow Based on My Collateral Evaluation

Banks and other financial institutions have become very popular when it comes to lending. As the economy continues to grow, the need for capital continues to increase. But the need for funds is not only restricted to the capital, or rather business needs. Every day, people find themselves in financial …

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